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Is General Motors hot?

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       General Motors Inc(Ticker:GM) recently closed down three of their power plants because of chip shortages for their vehicles. They also predict a 1.5 to 2 billion dollar reduction in their 2021 earnings because of these chip shortages. The closures make GM seem like a sell, but the drop in their stock price will opens an opportunity available to invest in GM stock before it gets too high as it has been rallying for the past month.           The positive aspect that comes from these chip shortages is that it displays the high demand for GM vehicles which will mean that they will likely produce stronger sales when they are able to receive more chips.     With the release of their 4th quarter earnings this week, GM surprisingly beat the predicted earnings and was even able to beat 2019 earnings despite COVID-19. Also, their global sales increased by 4%.      GM's launch of their new EV vehicles ...

Are automobile companies going to be hot in 2021?

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After the craziness of 2020, everyone hopes that 2021 will be a better year than last year.  The beginning of 2021 is off to a good start as COVID-19 vaccinesby Moderna and Pfizer/BioNTech has been approved by the FDA and is able to be distributed in the United States. The vaccine has investors excited as now there is hope that COVID-19's effect will be mitigated and the US economy can start to get back to normalcy. Even though we are able to combat COVID-19, a majority of commuters who used to use public transportation to go to work are now switching to cars as the mode of transportation because they feel safer using their own vehicle. The effects can already be seen as used Ford car prices are already up 16% since 2018(Cargurus). Automobile companies are one of the biggest winners from this positive outlook as production lines can soon start to open up more and increase their production to meet the high demands for new and used cars. General Motors Company(GM) is one of my favori...

The Housing Market is a Gold Mine

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    Coronavirus has caused most of us to turn our houses and apartments to a gym, workplace, and classroom. Some of us are lucky enough to have a big enough house to accommodate all this while others, especially city dwellers, are unlucky.     Many people have realized this and they are creating a large migration from the city to the suburbs as they can't handle being stuck in a apartment for months and not being able to access any nature parks nearby. According to Business Insider, there are over 13,000 apartments empty in Manhattan which are supposed to be all taken during this time of the year. Seems like the city is pretty much deserted.     Looking into the future, the cities will continue to follow this trend even after the pandemic, so cities need to make their cities look attractive such as lower taxes or holiday tax breaks or else they will become a lost city like Atlantis.      Going back to this crazy suburban m...

Free Custom Marketing Material

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Calling all Small Business Owners  If you are in need of help with marketing, UpBrite Design  is a company, started by me, which creates custom materials such as posters, flyers, logos and much more. Check them out at upbritedesign.wordpress.com to learn more.  Here are some examples: Flyer Flyer Logo

Top Stock Picks-July Edition

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The first stock that will preform well in the long-term is one of the most beloved restaurant in America, or at least is my favorite, Cheesecake Factory(CAKE). Cheesecake Factory has taken some heavy blows from Covid as dining in isn't available which makes up most of their revenue. However, this provides an opportunity to invest as the stock has dropped around 50% in the wake of covid, and  investors expect the stock to rise up to 48% in the next 12 months. A bonus is that Cheesecake Factory offers a  6.38% dividend which is nice to have while you wait for the stock the rise and can help offset the short-term losses when you are waiting for a long term gain. With Cheesecake Factory being one of the largest and most popular chain restaurants in America, they will post stronger sales as states start to reopen and people start to go back to their missed restaurants. This can be shown through Cheesecake factory beating analysts' earnings by 126% for Q1 EPS even during th...

Summer Review (July Edition)

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Summer and COVID-19 don't go well together, but the only thing keeping most of us sane is professional sports. The NFL post-season was wild with Tom Brady leaving the Patriots, while the Texans traded their No. 1 receiver. I haven't seen a live sports game in so so long so I was so hyped to see many sports leagues start to reopen. Summer plans have been going smoothly for some—relaxing at the beach, hosting a barbecue, or just sleeping at home—while others have to cancel or make changes to their plans to adapt to these unusual times. Are you looking forward to going on vacation, but aren't looking forward to stay at hotels? Then try out the new portable house. Unfortunately, there aren't portable houses for sale, but RVs are the next best thing and have been getting a lot attention. Starting off this Covid recap is Winnebago. Winnebago Industries, Inc.(WGO) is known for making RVs and their RVs have been selling like crazy during the past few months as people want...

Will negative interest rates help revitalize our economy?

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Some of you have never heard of negative interest rates, like me, while other have. These are some wild times in our economy so some people are suggesting that the Feds lower the interest rates in the negative to help our economy. The first question you probably have is what do negative interest rates mean? Negative interests mean that you will have to pay a monthly fee to the bank to keep your money in which it will encourage you to spend your money, which is the goal, or just keep it in a safe at your house. On the bright side, the taking loans will be easier because you don't have to pay any interest rates so if you want to get a loan to buy a house, just do it. In theory, negative interest rates should help our economy because increased consumer spending means higher sales for companies, and some examples of these implementations can be seen in Japan and Europe. However, there is a discussion whether or not America should actually enact negative rates. President Trum...

Will Oil be the Jackpot?

   A new OPEC deal was made today with OPEC and its allies agreeing to cut oil production. What does this mean? It means that oil prices will rise tomorrow. Why is that?   The decrease in oil production means that the supply of oil will decrease which will allow the oil prices to increase helping energy companies and especially American energy companies. The past few weeks had OPEC has been meeting to try to agree on a decrease in oil because some countries didn't lower there oil production which was hurting American energy companies.   I recommend these stocks'/ETFS to buy tomorrow: 1. Exxon Mobil Corporation(XOM)- It is one of the largest oil companies in America which means that they will be one of the most positively affected by the new deal. They have dropped almost 40% since the beginning of the year and they have an attractive P/E ratio of 13. They offer also a nice dividend of 8% which adds the cherry on top. 2.  Invesco DB Oil Fund(DBO)- Cr...

Investment Picks with Edward-April Edition

   I just want to quickly thank the health workers who are fighting against the coronavirus.    So the market has been going up in the last week of March, but I feel that it will go back down because the markets rose on the sense of hope because a new drug was passed through the FDA to be used to combat the coronavirus. However, scientists predict that there will 100,000-240,000 deaths in the United States causing it to drag down the market. We are in volatile times right now with news being able to cause big drops or gains so it is the best to look long term. These are the top stocks I recommend in the long run: 1. Intel(INTC)-  It is the one of the largest semiconductor manufacturing companies in the United States with a market cap of $231.70 billion and a P/E ratio of 11.50 which makes it a cheap option. A bonus is that they have a dividend yield of 2.44%. It also has around $3 billion in cash which is benevolent because cash is KING right now. Technolog...